Over the years, Roth IRAs have become a desirable retirement planning tool. Roth IRAs are one of the most tax-efficient ways to build wealth for those who can qualify. There is a gotcha to the Roth IRA investment strategy. To be able to qualify you have to earn under a certain amount of income. . […]
Something that is not discussed in our culture is how giving to charities is woven into society’s fabric. According to Charity Navigator, total charitable giving in the US in 2017 was 410 billion dollars. Charitable giving makes up a significant portion of our economy. . I have written in the past about how giving is […]
According to the Reserve Bank of New York, A surge in credit card spending and home purchases caused US household debt to increase by $313 billion, or 2.1%, in the second quarter of 2021. That is the largest nominal jump since 2007 and the biggest percentage increase in seven and a half years. Some blame […]
If you can say the statement above, congratulations are clearly in order. With consumer debt in the United States totaling 14.08 trillion dollars, according to Experian, it is hard to see a life without consumer debt. This is why the statement “I am debt-free” is so powerful. . To be specific, when I say someone […]