Cash Flow Management

The engine that drives the financial planning process is cash-flow. The goal is not to tell you where your money should go. Instead, it’s simply to understand where it is currently going and if that reflects your wishes. We can’t tell you how to spend your money, all we can do is help you understand the potential consequences of how your income is allocated.

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Additionally, we make an ongoing effort to understand the level of income needed to operate your household at an acceptable level of comfort for you. This is important because it ties directly into a number of other considerations, such as how much short-term disability insurance to carry, how much emergency cash to keep outside of investments, and ultimately how much income your portfolio will need to replace when you reach Financial Independence.

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RSA Deasil advisors will actively track your spending and explain where your money went. While doing so, we will also find areas where you can save and customize a plan for you to invest more money to reach your goals.